USDA mortgage loans

 

The USDA changed rules in 2009 that makes millions of Americans eligible for its rural mortgage programs. The American dream of home ownership has become more difficult as families struggle to come up with the 20% down payment that many conventional home loans require. With the USDA loan many are still able to get a zero down home loan.

 

Do I Qualify for a USDA Loan?

 

In the past USDA Loans were often call "farmers loans" but times have changed. Almost anyone outside of a major metropolitan area looking to purchase a home can qualify for a USDA loan. Eligibility varies based on area, your income, credit history, and number of dependents claimed so it's important that you call and speak with one of our experts to see if you qualify.

 

Zero money down and 100% financing is available

USDA loans come directly from the federal government or from government approved and backed lenders

30 year fixed interest rates only

Low to moderate income families can qualify

 

USDA Loans are for:

New Home

Pre-existing Home

Condominium

Townhouse

Modular Homes